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Accident Insurance

There are two kinds of Accident Insurance:

  • Accidental Death Insurance

  • Accidental Cash Insurance

Accident Insurance is a good supplement to your health and disability insurance but could be redundant if you already have life and disability insurance.

  • Coverage for covered accident only

  • Accidental Death insurance is mainly for people who cannot qualify for other types of life insurance due to age, occupation or health conditions

  • Cash benefits can be used to cover medical or non-medical expenses.

  • Every 10 minutes, 847 people in the United States will suffer an injury severe enough to require doctor or medical professional attention. In 2017, 47.2 million – about 1 in 7 – sought medical attention for non-fatal injuries! [National Safety Council, Injury Facts]

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